Free Calculator Tool

Bridging Loan Calculator

Quickly estimate your bridging loan costs including monthly interest, arrangement fees, exit fees, and total repayable amount.

Loan Details

Your Estimated Costs

Loan-to-Value (LTV)

66.7%

Monthly Interest

£6,500

Total Interest

£78,000

Arrangement Fee

£20,000

Exit Fee

£10,000

Total Cost of Borrowing

£108,000

Total Repayable

£1,108,000

How Does a Bridging Loan Calculator Work?

A bridging loan calculator gives you a quick estimate of the costs involved in short-term secured borrowing. Bridging loans are typically used to “bridge” a gap in financing — for example, purchasing a property before selling an existing one.

Interest is usually quoted monthly rather than annually, reflecting the short-term nature of these loans. Rates typically range from 0.44% to 1.5% per month depending on LTV, security, and borrower profile.

Arrangement fees are charged by the lender to set up the facility, usually 1% to 2% of the loan. Exit fees may also apply when the loan is repaid, typically 1% of the loan amount.

This calculator provides estimates only. Contact us for a personalised quote based on your specific project.

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