Development Finance Calculator
Estimate your facility size, interest costs, and projected profit for your next development project.
Project Details
Your Estimated Results
Total Project Cost
£1,500,000
Max Facility (LTC)
£975,000
Max Facility (GDV)
£1,500,000
Recommended Facility
£975,000
Total Interest
£131,625
Arrangement Fee (2%)
£19,500
Total Cost of Finance
£151,125
Projected Gross Profit
£848,875
Return on Investment
161.7%
Equity Required
£525,000
How Does a Development Finance Calculator Work?
A development finance calculator helps you estimate the borrowing capacity and costs associated with a property development project. Lenders typically assess two key metrics: Loan-to-Cost (LTC) and Loan-to-Gross Development Value (LTGDV).
Loan-to-Cost (LTC) compares the loan amount to the total project cost (purchase price plus build costs). Most lenders offer between 50% and 75% LTC.
Loan-to-GDV (LTGDV) compares the loan amount to the expected end value once the development is complete. This typically ranges from 50% to 70%.
The calculator takes the lower of these two figures to determine the recommended facility size, then estimates interest and fees so you can see the total cost of finance and your projected profit before committing to a project.
This calculator provides estimates only. Contact us for a personalised quote based on your specific project.